How to Find A Travel Insurance Policy with A Pre-Existing Condition

Travelling and exploring the world can be one of the best things that you do. You’ll get to experience new cultures, try new things and see what the world has to offer. Of course, for those with pre-existing medical conditions, travelling can be just a bit trickier and there are certain things that need to be considered.

With current travel restrictions in place, you should only be travelling if is deemed essential. For those planning a trip next year, finding travel insurance is key. Below, we are going to offer some tips for finding a travel insurance policy with a pre-existing condition.

Check Online

In 2020, the fastest way to find a travel insurance policy when you have a pre-existing medical condition is online. When you look online, you can find out all of the information that you need to know and gather some prices. By spending some time doing research, you should be able to find some suitable policies for you.

Declare All Conditions

If you are looking for a travel insurance policy when you have a pre-existing medical condition, you need to make sure that you choose a company that will cater to this. Companies like Staysure have tailored policies that are suitable for those with medical conditions. Of course, if you do decide to buy one of these policies, you will need to make sure that you declare all conditions. Leaving something out of your policy could cause you some real issues if something were to go wrong. Protect yourself with an extensive policy and you’ll thank yourself later.

Compare Prices

The last thing you will want to do is to spend way more than you need to on your travel insurance policy. When you have a pre-existing health condition, you might find that insurance providers will take advantage of this and give you extremely high quotes. In some cases, this is necessary due to the risk involved but in others, there is really no need. This is why you need to make sure that you are comparing prices and comparing the cover involved. Don’t just go for the cheapest option, check the cover and check the value for money. Make sure that all of your conditions are covered!

Read Reviews

The final tip that we have for those who want to find a travel insurance policy with a pre-existing health condition is to spend some time reading reviews. These reviews should be from other customers who have had an experience with the companies that you are considering using. If you can find someone who has a similar health condition to you and has had a good experience with a company, you can be sure that they are right for you. Remember that not everyone who is happy with a service will leave a good review, so you’ll need to take anything you read with a pinch of salt.

Get Hunting

Travelling with a pre-existing health condition might not be advisable right now due to the risks involved with COVID-19. If you are planning a trip for next year, make sure to start looking for your travel insurance policy now. Check all of the terms and conditions and don’t forget to compare prices before agreeing to a policy. Once you have found the right policy, you’ll enjoy the peace of mind that you are covered should anything happen to go wrong.

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Travelling through the kyriarchy and weaselling our way out of the rat race - a female travel blogger writing about socially and politically conscious travelling.


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